Indeed. Predicted (check article dates) "“Visa [which last year told me rather vehemently that chip and signature was quite enough for the American market] has pushed PIN in other geographies. The investment is already there. If you look at the U.S. market, we have a unique set of consumers. As one issuer put it —’We are not convinced Americans can learn to do two new things at once.’ ” Sadly she did not name the source of that comment." https://www.forbes.com/sites/tomgroenfeldt/2014/06/23/more-secure-credit-cards-with-chips-coming-to-the-u-s/ "You're about to get a new credit card ... and it's an epic failure" http://money.cnn.com/2015/03/25/technology/credit-card-chips-hackers/index.html
There's always the flying dutchman next time. http://aht.seriouseats.com/archives/2011/03/the-in-n-out-survival-guide-we-ate-every-single-item-on-the-secret-menu-slideshow.html
More opinions ... The rabbit hole goes deeper https://hackernoon.com/a-series-of-unfortunate-events-or-how-equifax-fire-eye-threw-oil-on-the-fire-c19285f866ed
https://www.theregister.co.uk/2017/08/25/ad_blocking_doesnt_exist_on_mobile/
Read the comments for the various mobile adblocking approaches the el reg readers take.