As a point of reference, I just went to blue cross, and got a quote for major medical coverage for my family.
$261 a month, $2400 out of pocket maximum, $1200 per person deductible, everything else covered at 100%. Put the other $139 a month in a medical savings account to cover 1 person's deductible. $400 a month for medical insurace for a family of 6, maximum additional out of pocket of $732 the first year. Any leftover money continues to belong to you.