Unfortunately, the only good online ressources to obtain music right now are illegal. I'd gladly pay for a service like what.cd or waffles.fm that would offer a huge archive of albums in FLAC, but until then, I'll continue to buy music in CD format and I'll download what I can't find in stores.
I'm part of Generation Y and I kind of like album art and sleeve notes, but in the end what I want is music and I'd take a big archive of FLAC albums over crappy MP3s with album art.